A Right Of Passage
I think not!!


Charlotte, NC 12/13/98 - There is a reason why people living in Charlotte pay one of the highest insurance premiums in the country.  Some say it's the NASCAR influence... all I know is my insurance rates went up after just moving here from Boston.  But worse... they skyrocketed the minute my 16 year old kid got his drivers license. Car wreck montage

CLICK ON THE PIC TO SEE JUST WHAT $8,552 WORTH OF DAMAGE LOOKS LIKE

It was almost 6 months to the day after having received his license that Mike had his first accident.  Thank goodness (for his sake) I was at a Jethro Tull concert instead of home.  At least he was not hurt but my car was... $8,552 dollars worth of hurt.


What made matters worse is that the accident was totally preventable.  While on his way home from the store, he decided to take a "side trip"  He figures... "now is my chance to have a little fun."  He was being a typical 16 year old asshole, driving too fast on an unfamiliar road.   Mike got spooked by an on-coming car, lost control (because he was going 20 miles over the posted speed limit) and ran into a barbed wire fence.

This will be a costly lesson for him.  Not only does he have to pay the $250 deductible but also the first years premium differential when my rates go up next year!!!

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